Spread can of refried beans in the bottom of the dish.

In a small bowl, combine sour cream, mayo, and taco seasoning.  Spread over beans then sprinkle with can of diced chilis.

In another bowl, mash avocados and add the juice of one lime.  Spread over chilis.

Sprinkle with cheese.

Add tomatoes, lettuce, onions, tomatoes, and olives to the top of the dip.  You can create a fun football theme if you would like.

Cover and refrigerate until ready to serve.  Serve with tortilla chips.