Money Gift DIY Ornament

Looking for a way to gift money that's a bit more fun than your standard envelope? Look no further than this money ornament project! These festive ornaments will add plenty of intrigue to your tree all season…as well as lots of joy on Christmas morning. 😉

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How To Make Money Ornament

This is the time of year I start thinking about DIY gift ideas. The sooner you start planning for those gifts, the better off you will be during the holidays, trust me!

I do like to give my kids a bit of money for the holidays, and I am always looking for unique ways to do so. I came up with this ornament and thought I would share it with you all here.

Plus, this holiday ornament can open the discussion with your children about financial planning, savings accounts, and budgeting. Financial literacy is the gift that keeps giving!

Supplies Needed To Make Money Ornament

• Two-piece plastic ornament
• Vinyl cut into names or paint pen
• Transfer paper (optional)
• Shredded gift packaging
• Twine
• Ribbon
• Tag
• Stamps and ink pad (optional)
• Scissors

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Step 1: Add The Name To The Ornament

First, add your gift recipient's name to the front of the ornament. I've tried to skip this before and just remember who gets what, and it's always complicated. Plus, your child will love seeing their name spelled out!

I used vinyl cut with my Cricut machine. It's my favorite tool, hands down!

That said, you don't need a Cricut to make this money ornament. You could also write the name on the ornament with a paint pen. Personally, my handwriting is not good, y'all, so I will stick with vinyl.

If you do vinyl, I highly suggest using transfer paper to apply it to the ornament as neatly as possible, as shown below.

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Step 2: Add Money To The Ornament

There are several different ways you can add the cash to the ornament. You could fold it into some fancy schmancy shape if you have the time and know-how. You can find lots of YouTube videos to show you how.

I like to keep things simple! So I opted to simply roll the money. You'll want to roll the money tightly and then add some twine to hold it together.

You can roll an entire stack or roll individual bills. I think it's a bit more fun to open it up and see a bunch of separate rolls, though!

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Step 3: Fill The Ornament

Fill the inside of the ornament with shredded gift wrap and the rolled money.

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Step 4: Add a Tag

You will also need to make a “do not open until Christmas” tag. I used stamps and ink to create mine, but you can definitely handwrite this tag as well.

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Step 5: Close Ornament

Close the ornament and tie on your tag with twine.

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Step 6: Embellish Ornament

Add a bow to the top of the ornament with ribbon.

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This fun money gift ornament is ready for your tree and for your kids to open this Christmas.

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Just look how cute they are hanging on the tree!

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Plus, you would never guess there was money inside, which makes the surprise even better!

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FAQs About Money Ornament

Here are answers to some of the most frequently asked questions I receive about making this money ornament. If your question isn’t listed, feel free to drop it in the comments, and I’ll be happy to help!

Can I Change The Size Of This Ornament?

Technically, yes. However, depending on how you fold or roll your money, you want to make sure your ornament is big enough to hold the money you are giving to your child.

What Cricut Machine Can I Use For This Project?

All of them! The Cricut Maker, Cricut Explore series, Cricut Joy, Cricut Joy Xtra, and Cricut Venture can all cut vinyl!

The only thing to keep in mind is that each Cricut machine differs in terms of project size capabilities and the materials it can cut. So, depending on what project you have in mind, you might need to resize your design or cut it out in a different material.

What Else Can I Add In My Money Ornament?

This is a fun project because there's so much you can do with it! I've done different things over the years. Here are a few ideas to get you started:

• faux snow
• wrapped small candies (like Hershey's Kisses or wrapped caramels)
• colorful beads
• jingle bells
• photos
• gift cards (you need to find XL ornaments for this!)
• mini figurines

There are so many ways you can make this ornament personalized and fun. I would just recommend avoiding glitter, as it makes a huge mess (trust me, I know!).

How Much Money Should I Gift My Child?

This question is highly subjective and depends on your personal situation and budget. I like to mix wrapped presents with a money ornament, so I typically put less in the ornaments. I think $10 is a good starting point, especially for young children. Taking them to the dollar store and letting them pick out their own presents is a gift in itself!

5 More Ornament Gifts

If you loved this money ornament and want even more ornament gifts, then check out the projects below!

• Paint Your Own State Ornaments For Christmas
• DIY Gift Box Ornaments
• How to Make a Personalized Glowforge Christmas Ornament
• Holiday Gifting with Clear Glass Ornaments
• Handmade Gift: Family Tree Ornament

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